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  • • Competitive interest rate of 35%
  • • Dual currency
  • • Discounts from over 40 JN Rewards merchants with your JN card
  • • Payment via JN LIVE online banking
  • • JN Creditor Life Insurance
  • • Free Auto Rental Insurance (Applicable to JN VISA Gold)
  • • Free Accident Insurance (Applicable to JN VISA Gold)


Cutting-edge Technology that provides increased protection against fraud and card cloning

Financially Smart Interest Calculation designed to save you money, because unlike other credit cards, interest is applied only on your outstanding brought forward balance

Ultimate Comfort and Ease as your card offers both Chip and Pin payment technology, which is preferred by merchants overseas, especially in Europe

Real Savings you can see on purchases made at JN Rewards partners island-wide

Apply for a Credit Card Today!


  • • Must be 18 years or older
  • • Valid identification: Driver’s Licence, Passport or National ID
  • • Proof of address: utility bill, credit card statement or bank    statement
  • • Tax Registration Number or Driver’s Licence, Social Security    Number, Social Insurance Number, National Insurance Number
  • • Proof of income: income verification letter or completed JN    income verification form, last three months pay slips
  • • Completed JN Statement of Affairs form
  • • Completed JN-issued Credit Report consent form
  • • You must have a valid email address to which monthly    statements can be sent

Managing your credit card


  • • Pay your bill in full every month.
  • • Never pay your bill late
  • • Know your limits
  • • Use your credit card as a complement to your budget
  • • Only use your card for the big stuff
  • • Use the card for needs not wants

Connect one on one with a credit card concierge

Call 1-888-456-5483 or write to