What are the requirements for Tenanted/Residential Mortgage?
- Sales Agreement (duly completed)
- Photocopy of Certificate of Title
- Valuation Report which must done by a member of our panel. The report should show a picture of the property. A list of our Valuers is available on our website.
- Income Verification
- Two most recent pay slips
- If self-employed, Statement of Income Confirmation is required from a Chartered Accountant, Cash Flow Projection, Bank Statement, Business License or Registration Certificates
- Proof of age (Passport, Driver’s Licence, or Elector Registration Identification Card)
- Surveyor’s Report done by a Commissioned Land Surveyor
- Up-To-Date Property Tax Certificate
- Closing Cost of approximately 6% of the loan amount to be lodged to a JN savings account.
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