It's Time to Get H.E.L.P.
Did you know that home enhancements are guaranteed to increase the value of your property? If you want to upgrade your home while still keeping your savings, get HELP through the JN Home Enhancement Loan Plan with Jamaica National Building Society (JNBS).
JNBS gives you the option to access your National Housing Trust (NHT) Home Improvement benefits in order to supplement your loan. Soon, you will be able to make your dream home even more sophisticated.
Here’s the help you need to expand or renovate your home.
Yes, we actually provide a special H.E.L.P. facility that is geared to assist persons who want to renovate or refurbish their homes
- Up to $200,000 free content insurance from NEM
- Free ATM use at all Multilink ATM and POS terminals
- 20% Discount on membership fees from JAA
- 5% Discount on Motor Insurance from NEM
- Discounts from local and international hotels, spas, stores and other merchants
- Photocopy of Certificate of Title
- Valuation Report on property as is as well as on completion of enhancement, done by JN approved Valuer
- Income Verification Letter(s) from employer(s) and last two pay slips.
- If Self-employed, Statement of Income is required (for Guarantor)
- Proof of Age (Passport, Driver's Licence, Birth Certificate or National ID)
- Commissioned Land Surveyor's Identification Report
- Up-to-date Property Tax Certificate
- Closing costs for the mortgage is to be lodged to savings account - approximately 5-6% of loan amount
- Application Cost (where applicable)
- Written confirmation of existing loan(s)
- N.H.T. Contribution Verification Letter from employer (optional)
- Tax Registration Numbers (TRN)
- N.I.S. Card (optional)
